Tag Archives: saving money

5 Easy Money Saving Tips

I’m not quite sure how to follow my debt free post from Friday, it’s going to be a hard one to top. The response I got to the post was so amazing and way more positive than I expected. My hope in writing it was just to be real with you all and hopefully inspire a few of you through it! I think I accomplished that 🙂

I thought it would be fun to share a few of my favorite ways to save money. The hardest part during our journey to becoming debt free, was feeling like we couldn’t have a life. We had to get pretty creative in coming up with things to do that didn’t cost much. So here’s a list of my favorite ways to save money on entertainment in no particular order.

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Our Debt Free Story!

I remember the first budget Colin and I sat down to write,  I was still in college and we were engaged to be married that summer. He had been out for 2 years already but neither of us had a “real” job yet, and we were excited about how much money we were going to make {ha!} once we were, you know, college graduates and married and all. We wrote down how much money we thought we were going to bring in and what we were going to be able to afford…like cable TV, shopping money, a spacious apartment, a new car…the list went on. Oh and throw in a little credit card debt {more like a lot of credit card debt, try $28k spread out over 5 cards, yikes!} and student loans. We financed that new car, settled into a comfortable 2 bedroom apartment and spent every penny we made. Colin and I both had decent jobs, though his was a temporary position…but he’d find something when it ended. We had no plan, but I mean things just always work out, right? His job ended in November of 2008 and that was it. He couldn’t find another one. Remember, this was right as the “Great Recession” hit, so things were not looking so great. Our budget was maxed out and we slowly started accruing more credit card debt. In January of 2009 our church did a sermon series on Financial Peace…talk about perfect timing! They also started offering Dave Ramsey’s Financial Peace class. At the time we didn’t enroll in the class but we decided to buy his book, The Total Money Makeover. We read it in a day. It was exactly what we needed to hear. We had to figure out a plan and pay off our debt and never look back! We started to realize that there was no reason for us to be living so far outside of our means and we needed to be prepared for emergencies, because they WILL happen. We started working our way through Dave’s first 2 baby steps {Click here for all 7 Baby Steps}:

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